UK Property Buying Guide

Introduction

Buying property in the United Kingdom can be a rewarding experience, whether you are a first-time buyer, a seasoned investor or an overseas client looking to expand your portfolio. At Global Estates® we simplify the process with expert advice and transparent support every step of the way.

We specialise in international property services with a strong presence in Dubai, but our UK operations remain central to our commitment to delivering trusted real estate solutions worldwide.

Who Can Buy Property in the UK?

The UK welcomes both residents and non-residents to purchase property. You do not need to be a UK citizen to buy, and there are no restrictions on foreign ownership. Whether you are based in Europe, the Middle East or beyond, you can purchase residential or investment property with full legal rights.

Step 1: Define Your Requirements

Before beginning your search, it is important to clarify:

Your budget
Preferred location (London, Birmingham, Manchester or elsewhere)
Property type (house, flat, new build or commercial)
Purpose of purchase (investment, personal use or rental income)

Our team will use this information to present handpicked opportunities that suit your profile.

Step 2: Get a Mortgage (if needed)

If you are financing your purchase through a mortgage, it is best to get an agreement in principle before you begin making offers. We can introduce you to mortgage brokers who understand the needs of overseas buyers and high-net-worth clients.

Key documents usually required include:

Proof of identity
Proof of income
Bank statements
Credit history (if available in the UK or abroad)

Cash buyers can skip this step and proceed directly to making offers.

Step 3: View Properties or Request Virtual Tours

We arrange in-person viewings for local clients and provide high-quality virtual tours for overseas investors. Our team ensures all properties are vetted and accurately represented, saving you time and avoiding misrepresentation.

Step 4: Make an Offer

Once you find a suitable property, we will help you submit a formal offer to the seller or agent. If the offer is accepted, the property is marked as Sold Subject to Contract (SSTC).

Step 5: Appoint a Solicitor

You will need a UK-based conveyancing solicitor to handle the legal aspects of the purchase. If you do not already have one, we can recommend trusted professionals who work with international buyers.

The solicitor will:

Conduct local authority searches
Check property ownership documents
Draft or review contracts
Guide you through legal compliance and completion

Step 6: Exchange Contracts

Once legal checks are complete and finances are in place, both parties sign and exchange contracts. A deposit is usually paid at this stage, typically around 10 percent of the purchase price.

Step 7: Completion and Handover

On the agreed completion date, the remaining balance is paid, and ownership is transferred. You will receive the keys and official confirmation from the solicitor.

Additional Costs to Consider

Stamp Duty Land Tax (varies by property price and buyer status)
Solicitor fees
Survey or valuation fees
Land Registry fee
Currency exchange charges (for overseas buyers)

Why Buy in the UK with Global Estates®

Trusted UK-based company with international reach
Experts in handling overseas buyers with clear communication
Access to off-market and developer-direct listings
Full legal and financial support through trusted partners
Seamless coordination between the UK and our international offices